Bank File Standards
The Bank File Standards integration is available today.
Ingestion of industry-standard bank reporting files: BAI2, ISO 20022 camt, MT940, and NACHA.
LORIQ's universal interfaces exist so that every organization can connect — even systems without a native LORIQ integration have a documented, supported path in.
Supported data
See the developer documentation for the full field-level reference.
Security
Every LORIQ integration — including Bank File Standards — runs on one shared, hardened connectivity framework rather than per-integration plumbing:
- Credentials are stored in an encrypted, per-connection vault and are never exposed to browser sessions or logs.
- Every synced record is scoped to your organization — tenant isolation is enforced at the query layer and verified by automated guard tests.
- All incoming files pass malware scanning before storage; unscanned bytes are never persisted (fail-closed by design).
- Imports land as drafts for review — synced data never silently overwrites your records.
- Every sync, import, and connection change is captured in the platform audit trail.
Authentication
Bank File Standards connectivity is file-based (File upload / secure file transfer). No credentials for your source system are shared with LORIQ for manual uploads; scheduled transfer connections store only the transfer credentials you provision, held in LORIQ's encrypted vault.
Files are checksummed for duplicate detection and pass malware scanning before any content is stored.
Setup guide
- 1Review the documentation
The in-app API documentation covers formats, authentication, and examples for every interface.
- 2Configure
Set up Bank File Standards from Settings → Integrations or the developer settings, depending on the interface.
- 3Validate
Test with a preview or sandbox request before relying on the interface in production workflows.
Frequently asked questions
Where is the technical documentation?
Full, versioned documentation is available inside the platform under developer settings, generated from the same specification the API itself is built from.
Is there rate limiting?
Yes — programmatic interfaces are rate-limited per organization with standard headers so clients can back off gracefully.
Expanding capabilities
- Continued expansion of documented endpoints and event types as the platform grows.
See Bank File Standards + LORIQ in action
Walk through the integration with our team and see how your data flows into a single commercial credit workspace.
Request a demo